Legal and user agreement
Terms and conditions for use
August 9, 2026
Use of this website is subject to the terms and conditions detailed below. By accessing or
interacting with the Financial Safety Net system, users agree to follow these rules. The
terms cover usage boundaries, intellectual property, liability limitations, privacy, and
compliance with Malaysian law. Please read them carefully—continued use implies acceptance.
-
Information only, not advice
This website and all related materials are provided for informational purposes only. No content constitutes legal, financial, or investment advice. Users should always consult a qualified professional before making decisions based on website information. -
Intellectual property rights
All intellectual property—including content, graphics, design, and trademarks—belongs to the site operator or its licensors. Unauthorized reproduction, distribution, or commercial use is prohibited without explicit consent. -
Permitted use and restrictions
Permitted use includes accessing, browsing, and using the website for personal, non-commercial purposes. Use of automated tools, data mining, or scraping is strictly prohibited.
-
Limitation of liability
Liability for damages is limited to the maximum extent allowed by Malaysian law. The operator is not liable for indirect or incidental losses arising from site use, content reliance, or external links. -
Privacy and data protection
User privacy is protected in line with Malaysian data protection regulations. See the Privacy Policy for details on collection, storage, and handling of personal information.
-
Jurisdiction and severability
These terms are governed by and interpreted under Malaysian law. Any disputes will be resolved within the Malaysian legal system. If any provision is found invalid, the remainder remains effective.
-
Modifications and acceptance
Terms and conditions may be updated periodically. Users are encouraged to review them regularly. Continued use after updates indicates acceptance of the new terms.
How to reach us
For any questions, disputes, or clarifications about these terms and conditions, please contact the core team directly. The team is committed to clear communication and prompt resolution of user concerns, ensuring transparency at every step.
Contact email: content@cataliveora.sbs
Contact phone: +60 9-832 7843
Business address: Sandbox Coworking Space, Bandar Sunway, 47500 Petaling Jaya, Selangor Malaysia
Effective date: August 9, 2026
Version: 1.0